An AI-first approach to banking

Uno banking platform Cognito weaves in AI at its very core with innovative ways to apply advanced machine vision and learning models on customer onboarding, transaction authorizations, alternate data based credit scoring, product & interface personalization at an individual level to advanced security, risk and privacy management patterns

Face Recognition

Your face is your identity. Advanced machine vision for onboarding & authentication

Voice Identity

Truly frictionless transaction experiences powered by most modern biometrics

Machine Learning

Deep Learning & alternate data scoring algorithms that power new credit propositions

With you can expect more:

With you can expect more:

Dynamic Credit Line

Pre-approved, linked card, flexibility of changes without fees.

Pre-Approved Salary Advance

Savings account with auto-approved salary advance.

Highest interest rate

Dynamic algorithms that keep adjusting the rates upwards.

Say no to hidden charges

Transparent and fully in your control.

Dynamic Credit Line

Pre-approved, linked card, flexibility of changes without fees.

Pre-Approved Salary Advance

Savings account with auto-approved salary advance.

Highest interest rate

Dynamic algorithms that keep adjusting the rates upwards.

Say no to hidden charges

Transparent and fully in your control.

Fastest account setup!

We can’t wait for you to get started! Our onboarding takes just under a couple of minutes, and you get a customised pre-approved list of products.

Powered by Cognito: Our grounds-up next generation Banking Technology platform

To create UNO, we started with what it takes to deliver the promise and built the entire technology platform to deliver it. With an AI first approach, we have the ability to design a bank for every unique user, across platforms. Across Apps, Chatbots, web & voice interfaces

Uno features an infinite scale and fully composable bank that can add and remove services like Lego blocks. All cloud native built with a hybrid micro-services and server-less compute architecture. A unique embeddable architecture for true open banking

Coupled with an industry leading big data management and an advanced machine learning core, the platform aims to take a bank to truly cutting edge software maturity. Every transaction managed through a best in class security and privacy architecture

  • Our partners are:

The Team

UNObank is the vision of a founding team with a collective experience of over 75 years in banking, lending, technology & digital transformation

The Team

UNObank is the vision of a founding team with a collective experience of over 75 years in banking, lending, technology & digital transformation